Why Work With Delta Financial Group?
Put simply, in a complex world that keeps posing challenges to our investors, Delta Financial continue to add value that enables their clients to attain their long-term financial goals.
Let us break down what we mean by this with the following formula:
Delta Financial’s Value of an Adviser
Is for investing according to your needs
A master at balancing risk and return, an advisor ensures you’re invested in the appropriate asset types based on your goals and circumstances.
Is for avoiding behavioural mistakes
Investors fall into the trap of buying when markets are bullish and selling when they turn bearish. A Delta Advisor can help you to maintain your long-term strategy in the face of volatility.
Is for choices and trade-offs
Delta Advisors are financial coaches whose work extends beyond the selection of investments to holistic wealth management. As you go through various life stages, your advise needs change. An advisor can help explain choices and trade-offs, including supporting adult children’s mortgage deposits, funding grandchildren’s education, addressing estate planning complexities and more.
Is for expertise
Your Delta Advisor is more than a financial technician. They can act in many different roles through your life’s best and worst times.
Guide
Help manage the practical and emotional burden of decision-making with your finances, or they can act as a sounding board.
Guru
Serve as a trusted expert and source of practical guidance to help you make informed decisions.
Gladiator
Act as your advocate, ensuring your interests are protected in situations such as an insurance claim being denied.
Is for tax-effective investing
Your Advisors role goes beyond markets and estate planning; it involves crucial tax knowledge. The value of tax savvy advice is the ability to:
Optimise
Assets across superannuation, investment bonds and other tax structures.
Deliver
Tax-effective investment strategies and maximise tax benefits.
This formula shows that even if we were only able to help people avoid common behavioural mistakes, we have likely provided value above and beyond our fees.
But once our other services are included – asset allocation, expertise, and tax planning – the total value of our advice is clear to see.
Delta Financials easy-to-understand equation is calculated as follows:
Is for appropriate asset allocation: 1.2%
Is for behavioural coaching: 3.4%
Is for choices and trade-offs: Variable
Is for expertise: Priceless
Is for tax savvy planning and investing: 1.3%
At least 5.9% – the value of your advice in 2023
Using the above formula – you can clearly see that by utilising our advisory services, we can add at least 5.9% p.a to your financial portfolio.
